Hey you. How'd you end up here? The content is on the other side.

Honestly... Can't take you anywhere...
Anyway, I like your curiosity. And since you're already here, check me out on these other platforms.

Money, Money, Money!

Guess who’s back, back again, Shad is back, tell a friend.

I was informed that you made it through last week’s post. That’s very encouraging especially because I was told not to say *checks to see if the coast is clear* Chipset ever again.  Today though I have *insert DJ Khaled’s voice* … another one.

Oh, dear Lord.

I’m sorry guys sometimes I get … Khaled away.


I’ll be doing a series of Android app reviews. I’ll highlight some awesome apps which I think you will love.

My first review is for an app you probably know and may have tried.

Expense IQ

Sometimes late at night, I lie awake and ask myself, “Na pesa yangu ilienda wapi?”

We live in a world of bills, budgets and more bills and given our non-frugal lifestyles (Maybe that’s just me…YOLO, people). Most of us receive income (read as salary, Chama payments etc.) at the start or the middle of the month or other weird dates in the month. I have a friend who is paid on the 17th of the month. Does this mean she gets her salary late or extremely early? Whichever the date, the income is supposed to sustain us for a given period of time (probably a month if you’re fiscally responsible. Less than a month if you’re not) and hence the need for budgeting. And that is where the Expense IQ app comes in handy.

Image result for expense iq

I’ve used it for months and my honest opinion is that it helps. Seriously. I question my existence less and less now. Once you download and install the app (playstore link) there’s a lot you can do.

Here is an overview of the interface:

[Update: That time in August when Mark changed hosts, the screenshots disappeared. Poleni. ]

Once you set up the application and populate it with some data, you’ll find that already it gives a summary of your daily expenses, your budget and available cash in a neat way.

There are two major transactions, expenses and income. And you can categorize whatever income or expenditure you did in a way you can easily remember. If the expense item is lunch you can place it in the food category.

You can also add or edit the existing categories to suit your lifestyle. See pic below:

The best part about the app is the reports it generates based on your monetary transactions.

You’ll be able to view and compare your daily, monthly and yearly transactions that’d be represented in a neat graphical manner. And who doesn’t like graphs and pie charts?


You can also set budgets and based on your transactions it will indicate when you are about to surpass the stated value.

You can set reminders that will notify on a certain date that you need to do a transaction.

Other things you can do with the app include:

  1. View all transactions in given periods (All time transactions, yearly, monthly and daily).
  2. You can import the data to a CSV file that you can view in MS Excel. The same data can be backed locally or uploaded to a cloud backup (Google drive, DropBox etc) and hence not lose your data.
  3. Set up a lock to prevent those prying eyes from accessing your info.

That’s it for this review, install the app and try it. You might like it like I do because I’m a fiscally responsible man or you may not like it like other people who I won’t mention because they like to buy things impulsively.

If you found this information helpful, drop us that like because you are awesome like that.

Also, disclaimer, I’ll stick to Android based apps for now because Mark has a thing against iPhones.

Kuna maswali?

Comments: 6
  • Sheila October 9, 2018 11:13 am

    ummm..where’s the like button? lol #dontjudge

  • Sheila October 9, 2018 11:19 am

    Anywhu, Thanks Shad for the insight into the app. For a long time, i had been looking for such an app that consolidates all my money stuff in one place where i can review where my money went (yes i used to be that person who spends first then sits down later to see where the money went-as if that will change anything *rolls eyes*). So i have a question with this one-do you have to input the amounts you spend and the amounts you receive manually? If no, does it/can it have access to your banking app to kind of read the incomes and expenses and update them automatically as you go?

    • Shad October 9, 2018 8:58 pm

      Thank you for taking the time to go through the post.

      Apparently, it doesn’t track monetary transactions made via credit cards or any mobile app payments. Tracking that requires a lot of permissions from the parties (companies) involved and with the given rise in cybercrime getting the permission is quite difficult.

      As a solution to that, I set a reminder on the app that reminds me to track all the transactions I made in the day at 8 pm every night. This takes a few minutes and I keep track of everything.

      I hope this answers your question.

      • Sheila October 10, 2018 2:32 pm

        Okay. Thanks for responding. Just FYI, there is an app i use called 22seven (available in SA). Its from Old Mutual and it has all the permissions and is linked to all my bank accounts (you create a read-only account for the app to use-a read-only cannot transact but just reads) and then it updates all your spending automatically. But nonetheless i will definitely use Expense IQ for my Kenyan accounts. Thanks for sharing! Looking forward to the next app review 🙂

  • GRACE October 9, 2018 12:39 pm

    This is such a thorough review, definately checking this out

  • Jane October 11, 2018 4:39 pm

    I don’t have a question but Shad makes me laugh … like a lot. S/O to everyone be like Shad, would you?

Leave a Reply

From Instagram
Subscribe to Blog via Email

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Ads Blocker Image Powered by Code Help Pro

Ad Blocker Detected!!!

Hi there. Sorry to impose like this but the ads help me feed my cats, please disable your Ad Blocker to continue.


Powered By
Best Wordpress Adblock Detecting Plugin | CHP Adblock